Dreaming of studying in Australia in 2026? For Pakistani students, Australia offers world-class education, vibrant campuses, and excellent work opportunities, but the journey starts with understanding the costs. Among them, the Australia Student Visa is the first and most crucial step, yet many overlook hidden fees like health cover, medicals, and English tests. Planning ahead can save you time, stress, and unexpected expenses. In this guide, we break down the Australia Student Visa fee for Pakistani students, reveal extra costs, and show how to budget smartly. Read on to ensure a smooth, hassle-free start to your Australian study adventure.
What is an Australia Student Visa?
The Subclass 500 visa allows international students to study full-time in Australia. Key advantages include staying in Australia for the full duration of your course, working part-time during semesters, and traveling in and out of the country freely. It also opens the pathway to apply for post-study work visas after graduation.
Applicants must submit all required documents and pay the Australia Student Visa Subclass 500 application fee 2026 at the time of submission. The base visa fee for the main applicant is AUD 2,000, with additional charges for dependents if included. Paying the correct fee ensures smooth processing by the Department of Home Affairs and timely approval of the visa, helping students begin their Australian education journey without delays.
Eligibility Criteria for Australia Student Visa
To apply for an Australia Student Visa, you must meet certain eligibility requirements:
- Acceptance in a registered Australian educational institution (studying in Australia).
- Sufficient funds to cover tuition fees, living costs, and return airfare.
- Proof of English language proficiency through IELTS or PTE (compare IELTS and PTE).
- Health and character requirements.
- Genuine Temporary Entrant (GTE) statement proving your intention to stay temporarily.
Meeting these criteria increases your chances of visa approval.
Documents Required for an Australia Student Visa
A complete and accurate set of documents is crucial for visa approval. Required documents typically include:
- Valid passport
- Confirmation of Enrollment (CoE) from an Australian institution (apply to Australian universities 2026)
- Proof of financial capacity
- Academic transcripts and certificates
- English proficiency test results
- Health insurance (OSHC – Overseas Student Health Cover)
- Statement of Purpose (SOP) (SOP for Australian universities 2026)
Proper documentation ensures a smooth visa application process.
Australia Student Visa 2026: What to Expect
Visa costs change slightly every year, and understanding the 2026 fee structure helps students from Pakistan prepare in advance. Knowing these costs upfront can help you avoid last-minute financial stress.
Visa Fee from the Australian Government
As per the most recent update, the Australia Student Visa in 2026 is AUD 710. This equals about PKR 132,000, depending on the exchange rate. This fee covers processing, document checks, and access to Australian immigration services. This fee is non-refundable, even if the visa is refused. Therefore, applicants must submit accurate documentation to avoid costly mistakes.
Hidden Expenses Beyond the Australia Student Visa
The Australia Student Visa is just one part of the story. Students often face surprise charges when they don’t plan for additional requirements like medicals, insurance, or English language tests.
Medical, Biometrics & English Test FeesÂ
Every Pakistani student is required to undergo a medical examination by a doctor approved by the panel. This costs between PKR 20,000 to 25,000. Biometrics are also necessary and cost around PKR 12,000. You’ll also need to pass an English proficiency test, such as IELTS, TOEFL, or PTE, which costs approximately PKR 55,000–60,000. None of these is included in the official Australia Student Visa, so they must be calculated separately.
The Role of OSHC in Your Total Budget
The Overseas Student Health Cover (OSHC) is mandatory and ensures you’re covered for medical expenses during your stay. Depending on your duration of study and the provider, this can cost between AUD 500 and AUD 700 annually (approximately PKR 90,000 to 125,000). You’ll need to purchase OSHC before submitting your visa application. AELC can help you find affordable plans based on your course duration.
Financial Requirements for Australia Student Visa
Funding your studies in Australia requires careful planning. Students must prove they can cover tuition fees, living costs, and travel expenses. One of the most common questions is how much bank statement for Australia student visa from Pakistan. Financial stability is one of the strongest indicators of a genuine application.
How much bank statement is required for Australia student visa from Pakistan in 2026?
In 2026, the Australian Government requires proof of funds that cover tuition fees plus 12 months of living costs:
- Tuition: Varies (AUD 20,000–40,000 annually)
- Living expenses (around AUD 24,505 per year)
- Travel expenses to and from Australia
- Overseas Student Health Cover (OSHC)
This means students need to show around AUD 45,000–65,000 (~PKR 8–11 million) in their bank account or sponsor’s account. This is separate from the Australia Student Visa. Providing a clear bank statement is crucial for visa approval. Scholarships and financial aid options are available (Australia scholarships 2026), which can reduce the financial burden.
Student Visa Fee for Australia from Pakistan
Understanding the student visa fee for Australia from Pakistan is crucial for proper financial planning. The main visa fee is just one part of the total expense. Below is a clear breakdown of all costs Pakistani students should expect in 2026:
|
Expense Type |
Cost in AUD |
Approx. Cost in PKR (2026) |
Notes |
|
Student Visa (Subclass 500) |
710 |
132,000 |
Mandatory; non-refundable |
|
Medical Examination |
– |
20,000–25,000 |
Must be done at a panel-approved doctor |
|
Biometrics |
– |
12,000 |
Required for visa processing |
|
English Language Test (IELTS/TOEFL/PTE) |
– |
55,000–60,000 |
Needed for proof of English proficiency |
|
Overseas Student Health Cover (OSHC) |
500–700 |
90,000–125,000 |
Annual insurance coverage for your stay |
|
Tuition Fees (varies by course) |
20,000–40,000 |
3.7–7.5 million |
Depends on the institution and program |
|
Living Expenses (12 months minimum) |
24,505 |
4.5–5 million |
Australian Government requirement |
|
Total Estimated Cost |
~45,000–65,000 |
~8–11 million PKR |
Including visa, tuition, living, insurance, and tests |
Planning ahead for these expenses ensures a smooth application process and prevents any last-minute surprises. With this knowledge, Pakistani students can budget effectively and manage all financial requirements efficiently.
How to Apply for Australia Student Visa from Pakistan
The visa application process becomes smoother when you follow the correct steps. Applying for the visa involves a few key steps:
- Choose Your Course and University
Australia offers a wide range of courses in management, engineering, healthcare, IT, and more (Australian higher education).
- Receive Confirmation of Enrollment (CoE)
Once accepted, the university issues a CoE, a mandatory document for visa application.
- Prepare Your Documents
Ensure all financial, academic, and personal documents are accurate and up-to-date.
- Apply Online
Submit your visa application online via the official Australian immigration website.
- Biometrics and Health Checks
Complete required medical examinations and provide biometrics if requested.
- Visa Decision
Processing time may vary, but typically ranges from 4–12 weeks.
- Travel to Australia
Upon approval, you can travel to Australia to start your studies.
AEL Consultants assists students through this process, ensuring that no detail is missed. If you are planning to study in Australia from Pakistan, start your Australia study journey today and get expert guidance for a smooth visa application.Â
How AEL Consultants Helps You Save Time and Money
Navigating the Australian student visa process can be overwhelming, especially for first-time applicants. Rising tuition and living costs make expert guidance essential. We simplify your journey, from choosing the right university to visa approval, saving you time, money, and stress.
Personalized Visa Guidance and Fee Planning
Our services include:
- Accurate tuition and living cost calculations
- Budget-friendly university options
- Assistance with Australia student visa payments
- Support with bank statements, financial documents, and sponsor letters
Trusted by Pakistani Students
With hundreds of success stories, AELC ensures a smooth process, from CoE issuance to visa submission. Start your study in Australia journey with expert guidance today. Contact us now to get started!
Conclusion
Australia provides a world-class education, cultural exposure, and work opportunities that make it an ideal destination for international students. Applying for an Australia Student Visa requires careful preparation, but with proper guidance and planning, you can embark on a successful academic journey. Start early, choose the right course, and take advantage of scholarships and post-study work opportunities to make your Australian education experience both enriching and rewarding. For professional guidance, consult AEL Consultants to simplify your Australia Student Visa process.
Frequently Asked Questions
1. How much is the Australia Student Visa fee for Pakistani students in 2026?
The main visa fee (Subclass 500) is AUD 2,000 (~PKR 360,000) for the primary applicant.
2. Is the visa fee refundable if the visa is refused?
No, the fee is non-refundable even if your application is rejected.
3. Does the visa fee include OSHC, medical, and biometrics?
No, these are separate costs that must be paid in addition to the visa application fee.
4. How much bank statement do I need for an Australia Student Visa from Pakistan?
Pakistani students applying for an Australian student visa must show a bank statement proving enough funds for tuition, living, and trave,l typically for at least one year..
5. How can I pay the Australia student visa fee from Pakistan?
You can pay through ImmiAccount using a credit/debit card or bank transfer. Always keep the payment receipt safe as proof.
6. How to reduce total visa costs?
Apply early, choose budget-friendly OSHC plans, avoid multiple English test attempts, and use expert consultants to plan your visa expenses efficiently.
