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Studying in Australia remains a top goal for many Pakistani students looking for quality education, work opportunities, and global exposure. But before packing your bags, understanding the costs, especially the Australia Student Visa, is crucial. This blog helps you explore everything you need to know about the 2026 visa fees, hidden costs, application steps, and how to manage your budget smartly. Whether you’re applying alone or with the help of consultants, this guide is for you. For more on studying abroad, explore study in Australia on a budget.
Understanding the Australia Student Visa Process
Before you look into costs, it’s essential to understand what the Australian student visa actually covers and who is eligible. The process can seem overwhelming at first, but knowing what to expect makes it easier to prepare.
What is the Subclass 500 Visa
The Subclass 500 visa is required for international students studying full-time in Australia. It allows you to stay for the duration of your course and permits part-time work during semesters. With this visa, you can also travel in and out of Australia and apply for post-study work rights later. The Department of Home Affairs issues this visa and is the first legal step toward studying abroad in Australia. The student visa application fee for Australia must be paid when you submit your application online.
Who Can Apply
Pakistani students must meet the basic eligibility criteria, including a Confirmation of Enrolment (CoE) from an approved institution, proof of sufficient funds, and valid English test results. You also need a clean character record, OSHC insurance, and a passport with at least six months’ validity. Meeting these requirements ensures a smoother visa process and increases the chances of approval in 2026. For academic options, check top Australian universities.
Australia Student Visa 2026: What to Expect
Visa costs change slightly every year, and understanding the 2026 fee structure helps students from Pakistan prepare in advance. Knowing these costs upfront can help you avoid last-minute financial stress.
Visa Fee from the Australian Government
As per the most recent update, the Australia Student Visa in 2026 is AUD 710. This equals about PKR 132,000, depending on the exchange rate. This fee covers processing, document checks, and access to Australian immigration services. This fee is non-refundable, even if the visa is refused. Therefore, applicants must submit accurate documentation to avoid costly mistakes.
Hidden Expenses Beyond the Australia Student Visa
The Australia Student Visa is just one part of the story. Students often face surprise charges when they don’t plan for additional requirements like medicals, insurance, or English language tests.
Medical, Biometrics & English Test Fees
Every Pakistani student is required to undergo a medical examination by a doctor approved by the panel. This costs between PKR 20,000 to 25,000. Biometrics are also necessary and cost around PKR 12,000. You’ll also need to pass an English proficiency test, such as IELTS, TOEFL, or PTE, which costs approximately PKR 55,000–60,000. None of these is included in the official Australia Student Visa, so they must be calculated separately.
The Role of OSHC in Your Total Budget
The Overseas Student Health Cover (OSHC) is mandatory and ensures you’re covered for medical expenses during your stay. Depending on your duration of study and the provider, this can cost between AUD 500 and AUD 700 annually (approximately PKR 90,000 to 125,000). You’ll need to purchase OSHC before submitting your visa application. AELC can help you find affordable plans based on your course duration.
Financial Requirements for a Successful Visa
Budgeting doesn’t end with paying for the Australia Student Visa. You also need to show proof that you can afford your stay in Australia. Financial stability is one of the strongest indicators of a genuine application.
How Much Bank Statement Do You Need in 2026?
In 2026, the Australian Government requires proof of funds that cover tuition fees plus 12 months of living costs:
- Tuition: Varies (AUD 20,000–40,000 annually)
- Living cost: AUD 24,505 minimum
This means students need to show around AUD 45,000–65,000 (~PKR 8–11 million) in their bank account or sponsor’s account. This is separate from the Australia Student Visa. For more on budgeting, refer to living cost in Australia.
Currency Conversion Tips to Plan Wisely
Exchange rates are unpredictable. The Pakistani rupee may fluctuate, making your total expense either increase or decrease. It’s smart to keep a buffer of PKR 100,000–200,000 beyond your expected cost. Use trusted currency platforms when making payments. Planning based on updated rates can help avoid payment delays or rejections.
Step-by-Step Guide to Paying for Your Australia Student Visa
The visa application process becomes smoother when you follow the correct steps. Paying for the Australia Student Visa is a crucial part that must be completed carefully.
How to Make Your Payment From Pakistan
To pay your visa fee:
- Create your ImmiAccount on the Australian immigration website.
- Upload your documents and CoE.
- Pay the visa fee of AUD 710 using a credit/debit card.
- Save the receipt as proof of payment.
You can also use international bank transfer options or authorized agents for smoother transactions.
What to Do After You Pay the Visa Fee
Once the Australia Student Visa is paid:
- Book your medical and biometrics appointments.
- Submit your complete visa file online.
- Wait for processing updates through your ImmiAccount.
AEL Consultants assists students through this process, ensuring that no detail is missed.
How AEL Consultants Helps You Save Time and Money
The Australian student visa process can be complex, especially for first-time applicants. With rising costs, it’s essential to have experts guiding you. AELC helps simplify the journey from admission to visa approval.
Personalized Visa Guidance and Fee Planning
AEL Consultants offers tailored services that include:
- Accurate cost calculation
- Budget-friendly university options
- Assistance in paying for the Australia Student Visa
- Help with financial documentation and sponsor letters
This helps students stay within budget while meeting all visa criteria. For scholarship opportunities, explore secure Australian scholarships.
Trusted by Many Students
AELC has built trust with hundreds of Pakistani students by offering transparent advice, fast responses, and high visa success rates. We handle every detail—from CoE issuance to visa submission, ensuring a smooth and efficient journey. Our team understands the unique challenges Pakistani students face, and we’re here to help every step of the way.
Conclusion
Planning your study journey in Australia begins with understanding all costs, especially the student visa application fee in Australia. For 2026, the visa fee is set at AUD 710, but when combined with OSHC, IELTS tests, and medical checks, the total cost increases. Preparing for these expenses in advance ensures a smooth and stress-free visa process.
AEL Consultants helps Pakistani students every step of the way, from selecting affordable universities to managing their financial planning. If you’re aiming for Australia in 2026, let us simplify the entire visa process for you—saving both time and money. For more on student experiences, check diverse student life in Australia.
Frequently Asked Questions
1. What is the Australia Student Visa for Pakistani students?
The student visa for Australia in 2026 for Pakistani students costs AUD 710, which is approximately PKR 132,000, depending on the exchange rate.
2. How to pay for the Australia Student Visa from Pakistan?
You can pay for the Australia Student Visa through the official ImmiAccount portal using a credit or debit card. International bank transfers are also accepted.
3. Does the student visa price include medical and biometrics fees?
No, the Australia Student Visa only covers the application fee. Medical exams, biometrics, and English tests have separate charges.
4. How much extra should I budget beyond the student visa price?
You should budget around PKR 200,000–250,000 extra for medical checks, English tests, and OSHC, in addition to the Australia Student Visa.
5. How to reduce the total cost of an Australian student visa?
You can reduce costs by applying early, choosing affordable OSHC plans, and avoiding multiple test attempts. Working with AELC can help you plan the student visa for Australia and other expenses efficiently.
6. Is the student visa price refundable if my visa is rejected?
No, the Australia Student Visa is non-refundable, even if the visa is refused. Ensure that all documents are accurate before submitting your application.
7. How to calculate the total cost of studying in Australia?
Add the Australia Student Visa (AUD 710) to your tuition fees, OSHC insurance, and living costs. AEL Consultants can provide a detailed cost plan based on your course.
8. What financial proof is required along with the student visa price?
You must demonstrate sufficient funds for 12 months of tuition and living expenses, in addition to the student visa application fee. For detailed requirements, see Australia student visa requirements.
